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How It Works

At New Coast Direct we value our customers, not just their credit scores! It’s our purpose to make it possible for everyone to purchase quality, long-lasting products for their home or office.

That's why we do everything in our power to offer you financing for the latest technology, electronics, household items and more. We want to help your family enjoy all the things they want and deserve. We say "yes" even when other stores say no.

  •   Easy Online Application
  •   Fast Approval for revolving credit accounts up to $5000
  •   Low Monthly Payments on Balance
  •   No monthly servicing fees
  •   New Name Brand Products Added Daily!

To qualify for an Credit Account with New Coast Direct you, and any applicable co-applicant, must meet the below requirements at time of application.

  •   18 years of age or older
  •   Be a US Citizen
  •   Valid Social Security card and identification
  •   Prior credit history
  •   Monthly household minimum income of $1600

How to start your online credit account application.

  •   Place a minimum of $100 in products in your shopping cart and click checkout to complete the online Credit Account application.
  •   Complete the Processing Fee payment and applicable down payment or sales tax.
  •   Log in to your Credit Account and and click on the "E-SIGN DOCUMENT" tab to sign your credit agreement. This must be completed to activate credit account.
  •   *New Coast Direct will charge sales tax on orders shipped in TX prior to shipment.
  •   * IMPORTANT: In order for your account to be complete and reporting, the contract must be signed and your order must show delivered by 5pm CST on the last business day of the month.

Frequently Asked Questions:

  •   YES, New Coast Direct will report your Credit Account to the bureaus monthly
  •   YES, we do have joint Credit Accounts for applicants of the same household/address but must be completed at time of application.
  •   NO, New Coast Direct does not mail statements but will email statements monthly.
    You can also log into your account to view statements and make payments
  •   YES, there is a minimum monthly payment fee of $40 or 5% of the balance which ever is greater ONLY if you have a balance with New Coast Direct Credit Account. If you have a zero balance, there are no monthly payments.
  •   NO, we do not add authorized users to the New Coast Direct Credit Account after the application has been submitted.
  •   YES, there is an annual fee of $95 to keep your account open and in good standing
  •   YES, you can qualify for a zero down account with 12 months good payment history and approved credit scores.
  •   NO, there are no monthly fees if you have a zero account balance.

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